UK Mortgages and Loans is the complete resource for mortgages, remortgages, adverse credit and all types of UK loans and UK residential mortgages.

UK Mortgages & Loans -> What is a Mortgage?

A mortgage is simply a loan secured by a property. If you are unable to repay the loan your property will be at risk of being repossessed by the lender. A mortgage is one of the most popular loans, simply because everyone at some stage will need to purchase a property.

Nowadays there are a great number of different mortgages types available to a person. These various types would include mortgages that are fixed, capped, base rate tracker, variable, offset, discount, interest only and repayment only.